What is the Spanish Non-Lucrative Visa?
The Spanish non-lucrative visa is a long-term residency option for non-EU citizens who don’t plan to work in Spain.
Note: EU / EEA citizens don’t need a visa to live in Spain – there is a registration process for residency.
The Non-Lucrative Visa is ideal if you are
- Retiring in Spain with a pension.
- Able to pay for your life in Spain without working.
How long is the non-lucrative visa valid?
The initial visa is valid for one year. You can apply for two additional two-year renewals, so a total of five years.
Note: After five years, you can apply for Spanish permanent residency (which allows you to find work in Spain).
2023 financial requirements for the Spain non-lucrative visa
You must show sufficient worldwide income or sufficient funds without work income.
- Primary Applicant > €28,800 annual income (4 x IPREM)
- Each Dependent > €7,200 annual income (1 x IPREM)
Note: The Spanish government uses a figure called IPREM to determine this requirement. The 2023 annual IPREM is€7,200 or €600 per month.
Acceptable income for your application
The Spanish Immigration Department accepts passive income for the application. Passive income is from sources other than work. Common examples are:
- Investment income, including dividends or rental income
Note: If you need to work after moving to Spain, you can change your immigration status. However, you must wait at least 12 months. So, you could apply for a Spanish Work Permit or Digital Nomad Visa after one year in Spain.
Important: You’ll need to provide documentary evidence that your income qualifies. The exact documentation you need to show will depend on the income you are using to qualify.
“For example, if it is a rental income, it will be necessary to have a copy of the property deed + rental agreement. If it is a pension, then the pension statement and bank statements may be necessary to show. We always have to submit documents regarding the origin of the income. These documents must be originals or certified copies, depending on the documents and the Consulate.”Raquel Moreno – Spanish Immigration Lawyer
Can you use savings if you don’t have income?
Our Spanish immigration Laywr partner advises yes, you can. However, you should have double the standard income requirement, so at least €60,000 in an account in your name. The bank account does not have to be Spanish, but this is preferable.
Does owning a home in Spain help an applicant? According to the rules, the short answer is no; it does not. However, this is another area where different consulates assess things in their own way. Some consulates take the reasonable view that owning a property in Spain that you intend to live in means you’ll need less money to live. And with a lower cost-of-living in Spain, it makes sense to require less income.
- Qualifying for Spanish Private Health Insurance.
- A police record that shows no disqualifying convictions.
- A medical to show you don’t have serious health issues. See the template below for a list of the issues that can impact you. It is only serious infectious diseases managed by the WHO, drug addiction, and some severe mental illnesses.
Non-Lucrative Visa Spain Residency Requirement
There are two main residency requirements that you should understand.
- You must live in Spain for at least 183 days a year or just over six months to be able to renew your visa. This time in Spain can make you a Spanish tax resident.
- You must spend ten months per year for five years in Spain to qualify for permanent residency (PR).
How to apply for your Spanish Non-Lucrative Visa
We recommend using a Spanish Immigration Lawyer to ensure your application is approved. The application and documentation requirements are very specific, and rejections are common.
Important: You cannot apply in Spain. You must submit your application to the nearest Spanish consulate in your country of origin.
Documentation required for your application:
- Proof of income or savings (like a property deed, rental agreement, or pension statement).
- Health insurance policy certificate.
- Medical certificate and police clearance certificate.
- Valid passport/s and certified copies of each page.
- Visa fees (€80 – €500)
- Two copies of the completed visa application form
- Tasas Extranjeria – Modelo impreso 790
- EX-01 – Formulario
“You should have all your documents ready for your application, but not too soon. Some documents can only be three months old when you put in your application. Also, some must be originals, and others can be copies but only with an Apostille certificate. Foriegn language documents must usually be translated into Spanish by an approved translator.”Raquel Moreno – Spanish Immigration Lawyer
How long will the application take?
The Spanish consulate will process your application in 2 – 3 months. There is a second step to the application process. When you move to Spain, you must apply for your residence permit and TIE (residence card).
Remember: There are several factors in the time to process your application. The consulate, the time of year, and the workload are important and outside of your control. The biggest factor in your control is ensuring your application is correct and complete with all supporting documentation in order.
Can you include family members on your application?
Yes, you can include family members in your non-lucrative visa application. Direct family members are eligible as long as you meet the income requirement. This option means you don’t have to make a separate family reunification application.
Note: Unmarried couples (and unregistered civil partners) must apply separately, each showing 400% of IPREM. This is regardless of how long they have lived together.
Need help with your Spain visa?
Our Immigration Partners, Raquel and her team, offer our clients a 30-minute consultation. They will recommend the best visa path for you, explain all the steps involved, and answer any questions that you have.
Spain Digital Nomad Visa vs. Non-Lucrative Visa Spain
The Spanish Digital Nomad Visa is an excellent option for non-EU citizens to work in Spain.
There are two significant differences between these two residency options.
- The Digital Nomad Visa allows professional activity for non-Spanish employers or clients.
- You can apply for a Digital Nomad visa while you are in Spain.
See more in our 2023 guide to Spain’s Digital Nomad Visa.
Note: Both visas are pathways to permanent residency and Spanish citizenship.
Are you ready to get started on your Spanish adventure? Find out if you qualify and how to apply in a 30-minute call with our Spanish immigration law partner. They’ve helped hundreds of people worldwide secure their non-lucrative Spanish residency visa.
Spanish Non-Lucrative Visa – FAQ
What is a non-lucrative visa in Spain?
A non-lucrative visa in Spain is a long-term residency option for non-EU citizens who do not plan to work in Spain. It allows individuals to reside in Spain for a specified period without engaging in any form of employment or lucrative activities.
Who is eligible for a non-lucrative visa in Spain?
Non-EU citizens who have sufficient financial means to support themselves and their dependents without working in Spain are eligible for a non-lucrative visa. Retirees with a stable pension, individuals with passive income, or those who can demonstrate sufficient savings are typically eligible.
How long is the non-lucrative visa valid for?
The initial non-lucrative visa in Spain is typically valid for one year. However, it can be renewed for two additional two-year periods, totaling a maximum of five years. After five years, it is possible to apply for Spanish permanent residency.
What are the financial requirements for the non-lucrative visa in Spain in 2023?
To meet the financial requirements, the primary applicant must have an annual income of at least €28,800 (4 times the IPREM), and each dependent must have an annual income of €7,200 (1 times the IPREM). The IPREM figure for 2023 is €7,200 per year or €600 per month.
Can savings be used to meet the financial requirements?
Yes, savings can be used to meet the financial requirements for a non-lucrative visa in Spain. If you don’t have a regular income, you should have at least double the standard income requirement (€60,000) in a personal bank account. The bank account does not necessarily have to be in Spain.
Can I work in Spain with a non-lucrative visa?
How do I apply for a non-lucrative visa in Spain?
To apply for a non-lucrative visa in Spain, you must submit your application to the nearest Spanish consulate in your country of origin. The application process requires specific documentation, including proof of income or savings, private health insurance, a medical certificate, a police clearance certificate, and a completed visa application form.