Get Car Insurance Quotes in Spain

We’ve made it simple to get car insurance quotes in Spain online. We specialize in helping expats quickly and effectively compare coverage options from leading insurers, ensuring you receive the best prices and comprehensive protection.

Our partner offers personalized service, and competitive rates from top insurers. Their experienced team streamlines the process, offering clear advice, ongoing support and prompt service.

GET car OR MOTO insurance QUOTES ONLINE

Why we recommend getting quotes from Roberta and her Team

We can personally vouch for the team’s friendliness and efficiency. They are all fluent in English and also offer support in Dutch, Italian, Spanish, and Swedish.

They have access to a wide range of policies at competitive rates, often better than those you’d find by contacting companies directly.

Even though they earn a commission, you will pay no more by going through this team than if you went directly to the insurance companies. (It is the law in Spain!)

The team are happy to get on a call with you or chat over email about any specific requirements that you may have

“This is the second time that I have had an excellent experience working with Paola Ciocca of Cogesa Expats and she impressed me once again with her responsiveness, kindness, and professionalism. I requested some competitive car insurance quotes from her and she responded promptly with several good options, one of which I selected, after researching various options. She went above and beyond, making sure that the policy went into effect when I needed it to, on very short notice. A few months ago, Paola helped my wife and I find an excellent Spanish health insurance plan as well. I could not be more pleased with Paola’s service and attentiveness to my needs as a client. I can wholeheartedly recommend Paola and her team at Cogesa Expats for whatever your expat insurance needs may be.”

– Rob Shapera

Add your details to the form.

Get car insurance quotes along with a personalized recommendation from this experienced team of English-speaking brokers.

Compare the quotes and read reviews

Choose a company and save. We got a quote 25% cheaper than our current car insurance from an insurer with support in English!

Please provide us with as much detail as possible, and shortly thereafter, you will receive quotes to compare.

Car Insurance – Cogesa

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DISCLOSURE: if you choose to get your insurance through Roberta and her team we receive a small commission at no extra cost to you.

FAQ >> Spain Car Insurance Quotes

Getting car or moto insurance quotes in Spain online is easy with our free quote tool. Simply complete a short form with your vehicle and personal details. Our trusted insurance partner will then compare offers from top Spanish insurers and send you tailored quotes—usually within 24 hours. This service is multilingual, efficient, and built with expats in mind.

Absolutely. One of the biggest advantages of using our online quote system is that it allows you to compare different policy types side by side:

  • Third-party (Seguro a Terceros) – legally required minimum coverage
  • Third-party with theft/fire – adds essential protection for your vehicle
  • Fully comprehensive (Seguro a Todo Riesgo) – covers damage to your own car or moto

The quote results clearly explain what each policy includes so you can choose the best coverage for your needs and budget.

Not necessarily. While some companies do require residency, others work with non-residents, digital nomads, and second-home owners. If you’re planning to buy a car in Spain or register an imported vehicle, our insurance partner can help secure coverage that suits your situation—resident or not.

To get an accurate car or moto insurance quote online in Spain, you’ll typically need:

  • Your NIE or passport
  • Vehicle details (make, model, year, registration)
  • A Spanish address (temporary is OK)
  • Your driving licence (foreign or Spanish)
  • A copy of your no-claims bonus if applicable

If you need help exchanging your licence, our Spanish driving licence guide walks you through the process step by step.

Costs vary depending on the vehicle, your age, driving history, location, and coverage level. As a rough guide:

  • Basic third-party policies may start at €200–€300/year
  • Comprehensive insurance can range from €500–€1,200/year

Moto insurance tends to be more affordable but also depends on engine size and use. The best way to get a realistic number is to use our online quotes tool—no obligation and no hidden fees.

Yes—when you use a trusted broker. Our partner gathers real-time offers from licensed Spanish insurance providers, based on the exact details you provide. Quotes are accurate and often better than what you’d find approaching insurers directly. Once you choose a policy, the broker helps finalize it—ensuring a smooth, transparent experience from quote to coverage.

Here’s why expats prefer our car and moto insurance quote service:
Multiple quotes in one request — no need to shop around manually
Fluent support in English (plus Dutch, Spanish, Italian & Swedish)
Tailored to Expats — whether you’re new to Spain, a second-home owner, or in the process of buying a car
No extra cost — brokers earn commission from insurers, not from you
Most importantly, you get a real human advisor—someone who understands Spanish bureaucracy and helps you avoid costly mistakes.