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DECIDE PHASE

You need to work out whether Spain is possible for you

The three things that make or break a move are visa, tax, and healthcare. We help you work through all three for your situation, so you know where you stand before you start planning any further.

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Three things that decide whether you can move to Spain or not

In our years helping people move to Spain, we have seen how much these three things shape everything that follows, and how hard it is when they are missed. Getting them clear, for your exact situation, is where we always start.

Step 1

Ensure you can get eligible healthcare


Whether or not you are an EU citizen, you need to show that you have compliant healthcare, whether public or private. Without it, there is no point in applying for a visa or residency.

From Experience:

David came to us at 81, ready to go, with a place in mind and his heart set on Spain. But he had a serious heart condition, and try as we might, no insurer would cover him with the policy his residency required. We had to tell him the move could not happen.

Step 2

Non-EU citizens: Ensure you qualify for a visa


Without a visa for Spain, you cannot live here for longer than 90 days in any 180-day period. The right pathway depends on how you support yourself, and on meeting the other requirements that come with it.

From Experience:

Lauren and Cody had already bought a package and sold their apartment in Wilmington. When our founder met them to coach them through their move, there were packing boxes behind them. Then we had to tell them they did not qualify for the digital nomad visa they had counted on. The disappointment on their faces is hard to forget.

Step 3

Understand your tax position and the decisions you need to take before you move.


Before you move, you need to know which Spanish tax laws apply to you, how the rules differ from region to region, and the decisions you can make before you move that will shape your financial position and the lifestyle in Spain you can afford. This applies whether you are an EU citizen or not.

From Experience:

Anne was in research mode on a scouting trip through Spain, full of excitement about finding a place to call home. After the trip, she spoke to our tax lawyer and wealth manager, and learned that the tax she would pay on her US Roth investments made the move impossible.

All three answers, and your plan, in one package.

The Spain Decide Package

Know you can move. Know what comes next. Know what it costs. The three checks tell you whether Spain is possible, but knowing you can move is not the same as knowing how. This package gets you both: the three answers, checked for your exact situation, and your own relocation coach who turns them into your plan. Here’s what we help you get clear on:

5. Three Months of our Membership

Get access to the Whatsapp Community and help from our team, as well as connection with those that have already landed or are going through the same thing as you. You also get access to our tools: the cost-of-living calculator featured in Forbes, the moving checklist, and the budget planner. Join our monthly Q&A sessions and partner pop-ins.

Your €385 is not a sunk cost. Go on to the self-led relocation plan and your immigration and tax consultations credit toward it. You never pay twice.

“Making a move like this can be daunting, but we’re feeling much better working with Moving to Spain. Every step we’ve had guidance and excellent resources to navigate this, and we’re on track for our move in the fall. Thanks to the whole team!”

~ Dean McDaniel

Why trust us with this decision

  • We have lived it, not just read about it. Alison and Alastair have been through five international relocations, and have been settled in Spain for over a decade, raising a family while dealing with the same visa, tax, healthcare, and housing systems you face. Our client care, research and content team is made up of people who have been through a move to Spain themselves and are thriving here. It is the difference between advice from someone who has read about the move and guidance from people who have been through it. More about us →
  • One team, on the hook. We are not a directory of service providers, and we do not hand you off to a provider with no follow-up. We know you need specialists in each area, which we cannot provide across the board.  We have curated a partner network we are proud of.  We thoroughly check every specialist before they work with our clients and keep assessing. If one falls short, we replace them.
  • We tell you the truth, even when it costs us. If Spain is not realistic for you, or not yet, we will tell you why. Some of the most useful consultations we run end with “not yet”. You are paying for the true answer, not the one that sells the next service.

A quiet look at what comes next

You do not need to decide any of this now. The one action on this page is the Decide Package. This is simply so you can see the path forward.

The Self-Led Relocation – €675

For the organized mover who wants expert input, not hand-holding. Five specialist consultations covering immigration, tax, healthcare, financial planning, and moving your money, a planning call with your own relocation coach, and a check-in call once your move is underway. Six months of membership and all our tools included. Add hands-on services only whenever you want them.

Already completed the Decide Package?
Your immigration and tax consultations are credited toward this plan.

The Guided Custom Relocation

The whole move, handled with you. Your own relocation coach coordinates every specialist your move needs, from visa to housing to schools to pets, and stays accountable until you are settled. You get a custom quote, WhatsApp access to your coach, four coaching sessions and six months of our membership. Start with a 45-minute Relocate Planning Session.

Prefer to do some research first? Start here.

Our team works hard to keep our library of guides up to date and easy to read. These are the ones we think you should read for your situation.

Frequently asked questions at this stage

Can’t I find all of this for free online?

You can find general information everywhere. What you can’t find for free is all three answers checked against your exact situation, by specialists, in one place, with a coach who turns them into your next steps. You’re paying for judgment and accountability, not information.

What if the answer is that I can’t move, or not yet?

Then you’ve avoided a far more expensive mistake, and you’ll know exactly why and what would change it. Better to learn that on a €385 package than after you’ve given notice on your home.

Does this just lead to another sale?

Your Immigration and Tax Consultations are credited off the Self-Guided Relocation Package, so you never pay twice.

Know where you stand before you move

You only do this once. Getting the three answers right, before you spend money or make plans around the wrong assumption, is the whole point of the Decide stage.

Not ready yet? Start the free 10-day Roadmap  →