Simplify Buying Property in Spain with our Local Experts

Buying property in Spain is exciting — but finding the right home can be challenging. We connect you with our hand-picked, English-speaking buyer’s agents who know their areas inside and out. With access to off-market listings and strong local relationships, they’ll guide you through every step of the process with your interests at heart.

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Why Buying Property in Spain can be challenging on your own

The Spanish property market can feel unfamiliar, especially if you’re used to the buying process in the US, UK, or elsewhere.

Expats are often shown unsuitable properties or quoted higher prices, and mortgage options for non-residents can be limited or poorly explained.

Estate agents in Spain work for the seller, not for you. This means their primary responsibility and duty of care is to the seller, not to you. Their primary goal is to close the deal, not to protect your interests.

Legal documents are typically written in Spanish and may contain unexpected clauses. Taxes vary by region, and without the right advice, buyers often miss critical steps or deadlines.

Between language barriers, different expectations around timelines, potential property risks, and costly currency exchange mistakes, the entire process can quickly become overwhelming — especially if you’re navigating it alone.

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How We Take the Stress Out of Buying in Spain

100% Focused on You

Our buyer’s agents don’t sell properties; they help you buy the right one. They are committed to providing you with a hassle free experience when searching for a home.

Exclusive Access to Off-Market Properties

Our agents have strong local networks and are often the first to know about properties before they hit the market. This gives you a valuable edge in a competitive property landscape.

Dedicated Support Every Step of the Way

Our trusted partners represent your interests from beginning to end—offering honest advice, expert negotiation, and protection throughout the entire buying process. From the initial search to the final signature, they work exclusively on your behalf to ensure a smooth and successful transaction.

Expert Financial Guidance to Support Your Purchase

From securing the right mortgage to transferring funds internationally, our experienced mortgage broker and FX specialist are here to help. They’ll guide you through every financial aspect of the buying process—ensuring you get the best possible terms, avoid unnecessary fees, and feel confident every step of the way.

How to Get Started

Tell Us Your Vision

Fill out a quick form so we can learn about your goals, preferred areas, and what your ideal property looks like. 

Meet Your Ideal Agent

We’ll connect you with one of our hand picked reliable, English-speaking property expert who knows your target region and property type inside and out.

Get Expert Guidance

With local insight and 1-on-1 support, you’ll be able to search, negotiate, and buy with confidence and someone on your side throughout the process.

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Trusted Experts by Your Side Throughout the Process

From mortgages to currency transfers, we’ve got you covered.

Buying property in Spain involves more than just finding the right home. That’s why we work closely with a handpicked team of professionals – an experienced mortgage broker and a trusted foreign exchange (FX) specialist – to make sure every step of your purchase is smooth, secure, and stress-free.

Mortgage Advice

Will Roberts from Mortgages Direct

Will has access to the most competitive financial solutions on the Spanish market. Whether you are looking to finance a villa in Ibiza, a rooftop ‘atico’ in Barcelona or a commercial/construction deal in Marbella, he will guide you through the process and make it happen.

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Foreign Exchange Transfers

Ben Small, our Foreign Exchange Expert

Ben helps our clients save money and avoid bank fees on international transfers by securing competitive exchange rates and providing fast, reliable foreign currency services tailored to buying property in Spain.

SPEAK TO Ben
  • I couldn’t recommend Emma highly enough to anyone looking to purchase property in Spain. Following on from our video brief we were picked up as planned and taken to view property as per our discussion. Emma’s knowledge and expertise were invaluable in assisting us in selecting our fantastic holiday home. As first time buyers in Spain the process can feel a little daunting. Any fears or concerns were addressed, including advice on selection of solicitors and money exchange partners. All of which have proven to be excellent in their field.
    Allan Maclean
  • David has a deep knowledge of Valencia’s neighborhoods, the Spanish buying process, and the legal requirements-all of which proved invaluable as we navigated the process.
    By the end of our trip in October, we had found the perfect home, and thanks to Dave and our attorneys, we closed smoothly on December 11th. It’s hard to overstate how stress-free and easy this experience was, especially when we compare it to buying property in Italy back in 2010, which was a nightmare. Dave and his team worked tirelessly behind the scenes to handle every detail, leaving us with virtually no worries.
    Indy Alex
  • Carin found us a lovely family home recently in Malaga. Our requirements and search criteria changed partway through our search and Carin came up with creative solutions to help us. We had to find something quickly and within a certain catchment area and Carin went above and beyond to make it happen for us. We definitely would not have been able to do it without her. She is so helpful and friendly and made relocation abroad for us feel a lot less stressful and scary than it could have been.
    Natasha Di Carlo
  • Finding home with Eliana is the smoothest experience I have ever had.
    She literally takes care of everything from the beginning to the end.
    I had just to search for the perfect house without worrying about bureaucracy and she made it happen in just a couple of weeks!
    Anielo Napoli
  • We used Kara to find our dream second home in Spain on a recommendation from a friend. That recommendation has been fantastic for us right from the initial video call consultation to signing for our new home. Kara was with us every step of the way. She was great at understanding what are real requirements were and matching these to prospective properties. Even after buying she is still helping us with making our apartment a home. We would highly recommend Kara if you are looking to buy in the south of Spain.
    Dee and Declan
  • I would highly recommend Matt. He goes above and beyond to try find the perfect property and is an absolute gentleman. Having used many agents around Mallorca I would say he is my top.
    Kim Van Der Vyver
  • Completed a video call with Lotte Wennink, and can only say she’s a gem…thank you for leading me to her!! Appreciated her genuine and helpful advice, and willingness to assist with non-related issues. Am thrilled she’s become another trust-worthy and valued resource in my immigration process.
    Eric P.

Helpful Resources for Expats

Buying a home in Spain involves numerous moving parts. We’ve written a range of guides with our Experts to help you navigate the process.

Ready to Find Your Home in Spain?

Whether you need guidance to start your search or hands-on support through every step, our team is here to help.

Your new home in Spain is waiting. Let’s find it together.

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Frequently Asked Questions

While it’s not legally required, working with a buyer’s agent in Spain can significantly reduce the risks, stress, and time involved in the property-buying process—especially for foreign buyers. Unlike estate agents who represent the seller, buyer’s agents work exclusively for you, the purchaser.

At Moving to Spain, we connect you with independent, vetted buyer’s agents who protect your interests, help you avoid common pitfalls, and often have access to off-market properties not publicly listed. This service can be especially valuable in competitive or fast-paced markets, such as Valencia, Málaga, or Mallorca.

We take great care in selecting our partners to ensure they’re not only experienced professionals but also genuinely committed to helping international buyers succeed in Spain. You can learn more about how we choose who we work with here

The Spanish buying process is quite different in several key ways:

  • Estate agents represent the seller, not the buyer.
  • Legal documents are typically in Spanish and are not usually translated unless requested.
  • Taxes and fees vary by region and are often underestimated by foreign buyers.
  • Negotiation culture, timelines, and due diligence procedures differ from those in the US or UK.

Our team ensures that you’re guided through each stage—from selecting a notary and legal checks, to understanding financing and post-sale taxes—with clear, step-by-step support tailored to your region and needs. See the whole process here.

Foreign buyers in Spain often face challenges such as:
Signing contracts without full legal review, sometimes with hidden clauses.
Underestimating purchase costs and regional taxes, such as AJD or ITP.
Being unaware of currency transfer pitfalls, which can result in thousands of dollars lost due to exchange rates or fees.
Choosing the wrong mortgage structure, especially for non-residents, can be detrimental.
We work closely with experienced property lawyers, mortgage brokers, and currency specialists who are familiar with the specific risks associated with Expats. This ensures complete transparency, accurate budgeting, and legal peace of mind throughout the transaction.

Yes, non-residents can apply for Spanish mortgages, but conditions are usually stricter:

  • You may need a higher deposit (30–40%).
  • Loan terms may be shorter, and interest rates can vary.
  • Banks require detailed documentation (proof of income, credit history, residency status).

Our mortgage partners specialize in expat finance and work with a range of Spanish and international banks to secure the best terms for your profile. They’ll also help you prepare documentation, pre-qualify, and understand your affordability—so you don’t waste time viewing unsuitable properties.

On top of the purchase price, buyers should plan for:

  • Taxes (typically 8–10% for resale, or 10–13% for new builds)
  • Notary and registration fees
  • Legal fees (optional, but strongly recommended)
  • Agent or broker commissions, if applicable
  • Currency transfer costs, if buying in EUR from abroad

Our buyer’s support includes helping you create a complete financial plan for your purchase. We’ll also refer you to trusted tax advisors and FX partners, ensuring there are no hidden costs or surprises.

Spain is not a one-size-fits-all market. Property laws, taxes, buyer demand, and timelines can vary significantly across regions:

  • Catalonia has different tax rates and inheritance rules from Andalusia.
  • Mallorca and Ibiza may have stricter planning regulations.
  • Urban areas like Valencia can have shorter transaction times, while rural purchases may involve different due diligence (such as verifying land use rights).

We provide region-specific guidance through local buyer’s agents who understand municipal regulations, hidden red flags, and how to navigate the process in your chosen area. Our [interactive regional map] helps you explore what’s unique in each location.

We understand that buying property abroad can feel intimidating, especially with language barriers, legal uncertainty, and financial complexities. That’s why we’ve built a support system tailored for international buyers, including:

  • Vetted, local buyer’s agents working only for you
  • Trusted legal and financial partners who specialise in expat property law and mortgages
  • Transparent guidance from search to signing
  • Expert articles, checklists, and cost calculators to support your planning

With Moving to Spain, you don’t just get help—you get clarity, peace of mind, and a trusted team by your side at every step.