Maximum Age at Policy Inception
79
70
39
80
Premium Lifetime Guarantee
Is the Insurance Premium Fixed for Life?
Yes
No
No
No
Cover Pre-Existing Conditions
If you have pre-existing conditions, you policy needs to cover those for your visa application
Minor Conditions
Yes*
Yes*
Yes*
Cover for Life
A Guarantee that your policy will never be cancelled
Yes
No
No
No
Travel Assistance
Claim back on any medical expenses when on holiday
€15,000 for stays up to 90 Days
€12,000 for stays up to 90 Days
€20,000 for stays up to 180 Days
Yes for Trips up to 60 Days
Dental Coverage
A Guarantee that your policy will never be cancelled
Basic Cover Included. Options for comprehensive cover
Basic Cover Included. Options for comprehensive cover
Basic Cover Included. Options for comprehensive cover
No
Policy and Assistance in English
Yes
Yes
Yes
No
Spain Wide Coverage
Not available if you live in the Balaerics, Basque Country, Seville & Cadiz
Yes
Yes
Yes
Minimum Age at Policy Inception – 79
Travel Assistance for up to 90 consecutive days up to €15,000
Some pre-existing conditions are not covered in the policy.
Your premium is for life. That means it will not increase – EVER!
Your policy will not be canceled due to illness, age, or high usage, which happens with other companies.
Often the cheapest, ASSSA offers two months free and a 4% discount on selected policies for our clients.
Minimum Age at Policy Inception – 70
Travel assistance up to 90 days, €12,000 per year
Pre-existing conditions can be covered (for an increased premium)
Dental coverage
Minimum Age at Policy Inception – 80
Travel Assistance up to 180 days, €20,000 per year
Pre-existing conditions can be covered (for an increased premium)
Comprehensive dental coverage
More comprehensive coverage in general, however, means that it can be more expensive.
DKV offers policies up to the age of 39
Travel Assistance up to 180 days, €20,000 per year
Pre-existing conditions can be covered (for an increased premium)
Comprehensive dental coverage
More comprehensive coverage in general, however, means that it can be more expensive.
